Owning a vehicle can be expensive, and if you’re not used to having one it can quickly become too costly to drive. If you’re making a car loan payment and your insurance rates are on the high side you may be struggling to rationalize whether it’s worth the expense to keep it filled with gas! Here are some tips to help you lower the cost of owning a vehicle so you can enjoy a road trip or two without worrying too much on how you’re going to pay for it.
Check several insurance companies to be sure you’re getting the best rate. Often you can find a better deal once you’ve been driving a while and have proven your ability, so don’t stay with an insurance company just because you’re already insured. Look for lower rates and better coverage.
Speaking of coverage, ask your agent what the difference in payments would be if you chose a higher deductible. Sometimes it can make a big difference in the amout you pay each month!
Do your own maintenance. Changing the oil, replacing the air filter and windshield wipers, and filling the fluids are all simple chores you can do yourself. If you’re having trouble keeping your vehicle maintained consider learning to do these chores by watching online videos.
Look for travel deals. Often you can find big discounts online that will make a trip affordable. Search for deals at motels and restaurants in an area you’d like to visit and you’ll be surprised at how affordable it can be!
Check your local gas station and see if they have a membership club. Many chains offer discounts to members, so you can get a lower cost per gallon of gas just by being a valued customer.
Combine trips. Don’t make several trips when you can make one; by combining chores you can reduce the wear and tear on your vehicle while saving fuel.
Think outside the box. A drive to a nearby park can give you an entire day of leisure at little or no cost. You don’t have to spend a lot of money to have a great time!